Checked against Walbrook's April 2026 specification · 8 August 2026
CeMAP exam format 2026
Current CeMAP is made up of five mandatory units across three modules: FSRE, MORT and the ASEW/ASSC synoptic module. The structure below follows Walbrook's April 2026 qualification specification.
| Unit | Assessment | Time | Pass |
|---|---|---|---|
| FRE1 Industry, Regulation & Key Parties | 25 standalone MCQs + 3 case studies × 5 linked MCQs = 40 marks | 60 min | 28/40 (70%) |
| FRE2 Skills, Principles & Ethical Behaviours | 25 standalone MCQs + 3 case studies × 5 linked MCQs = 40 marks | 60 min | 28/40 (70%) |
| MRT1 Mortgage Law, Practice & Application | 50 standalone MCQs | 60 min | 35/50 (70%) |
| MRT2 Mortgage Products & Post Completion | 40 standalone MCQs | 60 min | 28/40 (70%) |
| ASEW/ASSC Assessment of Mortgage Advice Knowledge | 6 case studies × 10 linked MCQs = 60 marks | 120 min | 42/60 (70%) |
How the exams are delivered
The current specification says the exam for each unit is delivered through Brightspace with remote invigilation. Exams are on demand rather than tied to a fixed timetable. Before starting, candidates are expected to use their laptop/webcam for a 360-degree scan of the testing space.
Grading
Every unit uses the same percentage thresholds: 70% pass, 80% merit and 90% distinction. The overall CeMAP qualification is graded Pass/Fail only; merit and distinction apply to individual units.
Total study-time framework
The specification gives CeMAP a 250-hour Total Qualification Time: 6 guided-learning hours and 244 other hours. Each of the five units is shown as 5 credits and 50 hours of unit study time.
Suggested study order
Walbrook suggests FRE1 → MRT1 → FRE2 → MRT2 → ASEW/ASSC, but explicitly says learners may study flexibly. ASEW/ASSC is suggested last because it primarily tests MORT knowledge while incorporating FSRE fundamentals plus additional mortgage-protection and adviser soft-skills content.
Practice the right thing
Use mock papers that match the unit you are sitting. For linked case studies, practise keeping the scenario facts separate from general rules. For standalone units, make sure timing does not turn a knowledge problem into a pacing problem.
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